Navigating a
workplace injury in New Jersey isn't just about recovery—it's about ensuring your rights are recognized and respected every step of the way. Here’s your essential guide to managing the process, from the initial incident to your return to work.
Report Your Injury Immediately
Immediate action is crucial when you're injured on the job. New Jersey law requires you to
report your injury to your employer as soon as possible. Make sure to document this report in writing—via email or a written statement—to ensure there's a clear record of the incident and your prompt response.
Seek Medical Attention
Your health should be your top priority. Get medical help right away to address your injuries and begin the documentation needed for your workers' compensation claim. Although New Jersey law allows employers to select the medical provider, you have the right to seek a second opinion if you're unsatisfied with the diagnosis or treatment you're receiving. It’s important to note that issues related to treatment can often become complex, requiring the skilled and diligent attention of an attorney to navigate potential disputes and ensure your rights to appropriate care are fully protected.
Understand Your Compensation Rights
Workers’ compensation in New Jersey is designed to provide you with necessary medical care, compensation for lost wages, and a percentage of disability if you sustain a permanent injury. Here’s a breakdown:
Medical Benefits: Cover the costs of reasonable and necessary medical treatments for your injuries.
Temporary Disability Benefits: Depending on your rate of pay or salary, pay about 70% of your average weekly wages if you're medically unable to work.
Permanent Partial Benefits: Apply when you suffer lasting impairment, calculated based on the severity of disability expressed as a percentage. Compensation is determined through an "Order Approving Settlement," which a judge may approve at the conclusion of your treatment and reports by medical examiners. Under some circumstances, the judge of compensation will determine legal and factual issues at a trial if the parties can't agree.
File Your Workers’ Comp Claim
Your employer should file a claim with its insurance carrier after you report your injury. Monitor this process to ensure your claim is filed correctly and promptly, as any delays or errors can impact your benefits.
Legal Help When You Need It
Don't go it alone. Workers' Compensation claims, especially those involving contested medical opinions or treatment disputes, require skilled legal intervention. At Shebell & Shebell, LLC, we have decades of experience navigating these waters, helping thousands of workers like you.
Closing Thoughts
Dealing with a workplace injury involves more than physical recovery; it requires a proactive approach to protect your long-term legal and financial interests. From the moment you’re injured, every action and decision can significantly impact the outcome of your claim.
If you’re facing challenges with your work-related injury or if you need expert guidance on how to proceed after an injury, don’t hesitate to contact us. Call us today at
732-663-1123 for a
free consultation. We’re here to advocate for your rights and ensure you get the support you need.