Negligent drivers in Shrewsbury, New Jersey, often cause car accidents by speeding, running red lights, texting while driving, or failing to yield the right-of-way.
These careless actions can lead to serious crashes that leave victims with painful injuries, medical bills, and time away from work. If you’ve been hurt in a crash caused by someone else’s negligence, you shouldn’t have to handle everything alone.
At Shebell & Shebell, our experienced legal team knows how to manage every part of your car accident case. We will investigate the crash, gather key evidence, speak with witnesses, and deal directly with the insurance company so you don’t have to.
From start to finish, we work to protect your rights and fight for the compensation you deserve. Let us handle the legal side while you focus on healing and moving forward with your life.
Why Select Our Shrewsbury Car Accident Lawyers?
If you suffered injuries in a recent car crash caused by a negligent driver, you want a skilled team of attorneys in your corner, aggressively advocating for you. The experienced Shrewsbury car accident lawyers at Shebell & Shebell are prepared to fight hard for your right to financial compensation.
We have been advocating for injured accident victims since 1927, and in that time, we have collectively recovered millions of dollars on behalf of our injured clients.
You can see our most recent client testimonials and case results on this site. Our office is conveniently located at 600 Broad St., Suite 100, Shrewsbury, NJ 07702. For a free case evaluation and legal consultation with an experienced Shrewsbury car accident lawyer, please call us at (732) 663-1122 or contact us online today.
Understanding Your Rights Under New Jersey's Car Insurance Laws
New Jersey operates under a "choice no-fault" car insurance system. This means your first source of recovery for medical expenses is your own Personal Injury Protection (PIP) coverage, regardless of who caused the accident.
Your ability to sue the at-fault driver for non-economic damages, such as pain and suffering, depends on the insurance policy you selected.
Most drivers have a policy with the Limitation on Lawsuit Option (also called the verbal threshold).
Under this limitation, you can only sue for pain and suffering if your injury meets a certain level of severity, such as:
- Death
- Dismemberment or significant disfigurement/scarring
- A displaced fracture
- Loss of a fetus
- A permanent injury where a body part or organ has not healed to function normally and will not in the future.
Our attorneys will review your auto insurance policy and medical records to determine your legal options. We can explain what the limitation on lawsuit means for you and build a case to prove you meet the threshold required to seek full compensation.
How Much Money is My Shrewsbury Car Accident Case Worth?
The compensation available in a Shrewsbury car accident case depends on two main factors: your quantifiable financial losses and your ability to pursue a claim for non-economic damages.
Economic Damages: These are your direct financial losses resulting from the accident. They include:
- Medical bills that exceed your Personal Injury Protection (PIP) limits.
- Lost income and wages from time away from work.
- Future lost earning capacity if the injury impacts your career.
- Property damage to your vehicle.
Non-Economic Damages: These compensate you for the personal, non-financial impact of the accident. They include pain, suffering, and the loss of enjoyment of life. In New Jersey, your ability to recover these damages often depends on whether your injury meets the "verbal threshold" as defined by your insurance policy.
Our attorneys work with medical and financial professionals to calculate the full value of your claim. We establish the at-fault driver's liability and build the evidence needed to pursue all available damages, whether through a settlement negotiation or a court verdict.
Every case is different, but with the right legal support, you can pursue the compensation you deserve and move forward from your accident with greater financial security.
Most Common Locations for Car Accidents in Shrewsbury
In Shrewsbury, New Jersey, car accidents caused by other drivers’ negligence happen most often in specific areas where traffic is heavier or drivers are more likely to make dangerous decisions.
One of the most frequent locations for car crashes in Shrewsbury is Route 35, which runs directly through the town and connects to nearby Red Bank and Eatontown. This busy road is lined with shopping centers, restaurants, and businesses.
Because of the constant stop-and-go traffic and vehicles entering or exiting driveways and side streets, rear-end collisions and side-impact crashes are common. Drivers speeding, failing to yield, or getting distracted by cell phones often cause these accidents.
Another common spot for accidents is Shrewsbury Avenue, especially near intersections like Broad Street and Sycamore Avenue. These intersections can become crowded, especially during rush hours. Crashes often happen when drivers run red lights, make improper left turns, or ignore right-of-way rules.
Accidents also occur in parking lots of commercial areas, like The Grove or Trader Joe’s shopping centers. Even though speeds are lower in these areas, careless driving, failure to check blind spots, and people backing out without looking can lead to fender benders and pedestrian injuries.
Residential neighborhoods in Shrewsbury can also be dangerous when drivers speed, ignore stop signs, or fail to watch for children or pedestrians. These accidents are often caused by negligence, such as distracted driving or reckless behavior.
Finally, areas near school zones and churches, especially during drop-off, pick-up, or event times, are also high-risk. In these spots, people often double park, make sudden stops, or block driveways, leading to confusion and collisions.
Most car accidents in Shrewsbury are preventable and caused by a driver’s failure to act responsibly. Whether it’s speeding, texting while driving, or ignoring traffic signs, negligence puts everyone at risk. If you’ve been injured because of another driver’s actions, you may be eligible to recover compensation.
Common Categories of Shrewsbury Car Accidents
Negligent drivers in Shrewsbury, New Jersey, are responsible for many types of car accidents, most of which could be avoided if drivers followed traffic laws and paid attention to the road. Some types of collisions happen more often than others, especially in areas with heavy traffic like Route 35 and Shrewsbury Avenue.
One of the most common types of accidents is the rear-end collision. These crashes usually happen when a driver is following too closely or not paying attention. If the vehicle in front slows down or stops, the negligent driver behind may not have enough time to react.
T-bone accidents, also known as side-impact collisions, are another frequent result of careless driving. These usually occur at intersections when a driver runs a red light or stop sign and slams into the side of another car. These accidents can be especially dangerous, as the sides of vehicles offer less protection than the front or rear.
Head-on collisions are less common but extremely serious. These can happen when a driver drifts into the wrong lane, usually because of distractions, fatigue, or driving under the influence. Head-on crashes often lead to life-threatening injuries or fatalities.
Sideswipe accidents occur when two vehicles are moving in the same direction and one vehicle drifts into the other lane. These crashes often happen on multi-lane roads like Route 35, especially when drivers don’t check their blind spots or change lanes without signaling.
Pedestrian and cyclist accidents are also common in Shrewsbury, especially in busy commercial areas or near schools. Negligent drivers who speed, ignore crosswalks, or fail to yield can seriously injure people walking or biking.
Finally, parking lot accidents may seem “minor” but can still cause property damage and injuries. These usually happen when drivers back up without looking, speed through the lot, or ignore stop signs.
Whether caused by distractions, impatience, or failure to follow traffic rules, these crashes can lead to serious harm.
Common Injuries in a Shrewsbury Car Collision
Victims of car crashes in Shrewsbury, New Jersey, often suffer a range of injuries, some of which can have long-lasting or even permanent effects.
The type and severity of injuries usually depend on the speed of the crash, the type of crash, and the point of impact.
- One of the most common injuries in car accidents is whiplash. This occurs when the head is suddenly jerked forward and then backward, straining the neck muscles and ligaments. Whiplash is especially common in rear-end collisions and can lead to pain, stiffness, and reduced range of motion.
- Back injuries are also frequent, especially in more serious crashes. Victims may suffer herniated discs, spinal cord damage, or soft tissue injuries. In some cases, back injuries can cause long-term pain or mobility issues that affect daily life.
- Broken bones often result from the force of a crash, particularly in high-speed accidents. Arms, legs, ribs, and even facial bones can be fractured upon impact with the steering wheel, dashboard, or other parts of the car.
- Head injuries, including concussions and traumatic brain injuries (TBIs), are among the most serious. These can happen when a person’s head hits a hard surface or when the brain is shaken inside the skull. TBIs can cause memory problems, confusion, headaches, and long-term cognitive problems.
- Internal injuries are less visible but just as dangerous. The impact of a crash can damage internal organs like the lungs, liver, or kidneys, and may cause internal bleeding. These injuries require immediate medical attention.
- Other common injuries include cuts and bruises, knee trauma, and shoulder injuries, often caused by seatbelts or airbags that deploy.
Even minor-looking injuries can become serious without proper treatment.
Fighting the Insurance Company After a Car Accident in Shrewsbury
At Shebell & Shebell, our experienced Shrewsbury car accident attorneys know how to fight back against insurance companies that try to avoid paying fair compensation. After a serious car crash, you may expect the insurance company to cover your losses, but in many cases, they look for ways to reduce or deny your claim. That’s where we step in.
Insurance companies are businesses that focus on protecting their bottom line. They may offer you a low settlement, argue that your injuries are not serious, or even try to blame you for the crash. Without strong legal representation, you might end up with far less than what your case is truly worth. Our attorneys understand how the insurance system works, and we use that knowledge to your advantage.
We begin by conducting a full investigation into your accident. This includes gathering police reports, medical records, witness statements, and video footage if available. We work with medical experts and accident reconstruction professionals to build a strong, evidence-based case that establishes the full extent of your injuries.
When dealing with the insurance company, we handle all communication on your behalf. This means you don’t have to worry about saying something that could hurt your claim. Our team negotiates aggressively for full compensation, including medical bills, lost income, pain and suffering, and other damages.
If the insurance company still refuses to offer a fair settlement, we are fully prepared to take your third-party case to court. Our attorneys have trial experience and are not afraid to stand up for you in front of a judge and jury.
At Shebell & Shebell, we fight to make sure you are treated with respect and that your rights are protected every step of the way. You focus on healing—we’ll focus on getting you the justice you deserve.
Steps to Take Following Your Shrewsbury Car Collision
After a car accident in Shrewsbury, New Jersey, it’s important to take the right steps to protect both your health and your legal rights. Your actions in the hours and days following the crash can have a major impact on your ability to recover full compensation.
First, make sure to complete all recommended treatments and attend follow-up medical appointments. This creates a complete record of your injuries and ongoing medical care.
Next, obtain a copy of the police report from the local authorities. This report contains valuable information, including who was involved, where the crash happened, and the officer’s findings. You should also gather additional documentation such as medical records, medical bills, and photos of the accident scene and your injuries.
If there were any witnesses, be sure to keep their names and contact information. Their statements may help support your version of events.
Finally, speak with our experienced Shrewsbury car accident attorneys at Shebell & Shebell right away. We can guide you through the legal process, handle communication with the insurance company, and fight for the compensation you deserve. Don’t wait—protect your rights by contacting us as soon as possible.
Shrewsbury Car Accident FAQs
What is the limitation on lawsuit option in New Jersey?
The limitation on lawsuit option is a standard part of most auto insurance policies in New Jersey that restricts your right to sue an at-fault driver for pain and suffering.
To overcome this limitation, you must prove your injury is permanent or falls into another category defined by state law, such as a displaced fracture or significant disfigurement.
If your injury does not meet this threshold, you can typically only sue for your economic losses, like unpaid medical bills or lost wages.
Do I have to use my own insurance to pay medical bills after a crash?
Yes. New Jersey is a no-fault state, which means you must first go through your own auto insurance policy's Personal Injury Protection (PIP) coverage to pay for medical treatment, regardless of who caused the accident.
If your medical expenses exceed your PIP limits, you may then pursue the at-fault driver's insurance for the remainder.
What if the driver who hit me has no insurance?
If the at-fault driver is uninsured or flees the scene (a hit-and-run), you may still recover compensation through your own policy's Uninsured Motorist (UM) coverage. This is a required coverage in New Jersey.
If the at-fault driver has insurance but not enough to cover all your damages, your Underinsured Motorist (UIM) coverage may apply.
How long do I have to file a car accident lawsuit in New Jersey?
In New Jersey, the statute of limitations for filing a personal injury lawsuit is generally two years from the date of the accident.
This deadline, found in N.J.S.A. 2A:14-2, is strict. If you fail to file a lawsuit within this period, you will likely lose your right to pursue compensation in court.
Contact an attorney well before this deadline to investigate your case properly.
Speak to a Knowledgeable Shrewsbury Car Accident Lawyer Right Away
At Shebell & Shebell, we are prepared to fight for your interests and maximize the compensation you recover in your claim or lawsuit. Car accident victims in New Jersey only have two years from their date of injury to file a personal injury lawsuit. Therefore, take action right away.
For a free case evaluation and legal consultation with a skilled Shrewsbury car accident attorney, please call us at (732) 663-1122 or contact us online.